Generally, no. Original Medicare doesn't cover routine dental, vision, or hearing care — things like cleanings, glasses, or hearing aids. Some Medicare Advantage plans include limited coverage for these, and standalone dental/vision/hearing plans are another way people fill the gap. The right fit depends on your situation.
Generally, no. Original Medicare doesn't cover routine dental, vision, or hearing care — things like cleanings, glasses, or hearing aids. Some Medicare Advantage plans include limited coverage for these, and standalone dental/vision/hearing plans are another way people fill the gap. The right fit depends on your situation.
Original Medicare may cover care that's tied to a medical issue — for example, some situations connected to a covered surgery. What generally isn't covered is the routine side: cleanings, exams, fillings, dentures, glasses, and hearing aids. That's the gap most people are asking about.
1. A Medicare Advantage plan. Some Advantage plans include limited dental, vision, or hearing benefits as part of the plan. What's included, and how much of it, varies by plan and by county.
2. A standalone dental/vision/hearing plan. These are separate policies you can pair with whichever Medicare path you're on, including Original Medicare with a Supplement.
Both are legitimate routes. Which one makes sense depends on your situation — the dental work you expect, your budget, and the providers you'd like to keep.
Benefits, annual limits, waiting periods, and networks vary a lot from plan to plan, so two options that look similar on paper can play out very differently. This is a good thing to walk through with our team so you're comparing apples to apples.
Newer to all of this? Start with Medicare basics, or head back to the Medicare hub.
Generally not for routine dental like cleanings, fillings, or dentures. It may cover dental care tied to certain medical procedures. Many people use a Medicare Advantage plan or a standalone dental plan to fill the gap.
Original Medicare generally doesn't cover routine hearing exams or hearing aids. Some Medicare Advantage plans and standalone plans include limited hearing benefits.
Two common routes: a Medicare Advantage plan that includes limited benefits, or a standalone dental/vision/hearing plan. What fits depends on your needs — our team can help you compare.
Benefits and limits vary a lot. Talk to our team and we'll help you
line the options up side by side. Take the Quiz
Takes 2 minutes
No pressure
No obligation
Takes 2 minutes
No pressure
No obligation
Our family of sites
Talk to someone
Tell us what you're working through and we'll help you sort it out.
We do not offer every plan available in your area. Currently, we represent 10 organizations offering numerous Medicare plan options across our service area. Availability varies by location. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Mission 65 is an education resource operated by Lifeway Financial Group, LLC, a licensed insurance agency, and is not connected with or endorsed by the United States government, the federal Medicare program, CMS, or HHS. This site is an advertisement and a solicitation for insurance. Content here is general education, not individualized advice. Plan availability, benefits and costs vary by county and change each year. 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, is available 24 hours a day, 7 days a week.
© Mission 65 Podcast Powered by Lifeway Financial Group LLC
Privacy · Terms · Do Not Call