Pillar · Legacy & Long-Term Care
Protecting what you built, and the people in it.
Wills and trusts, how care later in life tends to get paid for, and the paperwork that spares your family guesswork. We explain it plainly — then talk to our team, and we can point you to the right licensed professional or attorney for this work.
Home / Legacy & Long-Term Care
Pillar · Legacy & Long-Term Care
Protecting what you built, and the people in it.
Wills and trusts, how care later in life tends to get paid for, and the paperwork that spares your family guesswork. We explain it plainly — then talk to our team, and we can point you to the right licensed professional or attorney for this work.
The conversation families put off
Two things tend to get postponed: who decides for you if you can't, and who receives what when you're gone. Add the cost of care later in life and you have the part of retirement planning most people avoid until it's urgent. It's easier to handle early, calmly, with the right professional in the room.
This is general education, not legal or tax advice. Talk to a licensed attorney or licensed professional about your specific situation.
Legacy topics
Where do you want to start?
Common Questions
Legacy questions we hear most
What's the difference between a will and a trust?
A will generally states who receives what after you pass, and it typically goes through probate. A trust is a legal arrangement that can hold assets and may allow them to pass outside probate, often with more control over timing. Which one fits depends on your family and your assets — talk to a licensed attorney about your situation.
Does Medicare pay for long-term care?
Generally not in the way people expect. Medicare may cover limited skilled care after a qualifying event, but ongoing custodial help — bathing, dressing, meals — is usually outside what it covers. That's why some people look at long-term care, short-term care, or other coverage options.
What is custodial care?
It's help with everyday activities rather than medical treatment — things like bathing, dressing, eating and moving around. It may be provided at home or in a facility, and it's typically paid for privately or through insurance designed for it.
Is anything here legal advice?
No. Wills, trusts and estate documents are legal matters and this page is general education. Talk to a licensed attorney about your specific situation.
Let's get this handled together.
Talk to our team and we can point you to the right licensed
professional or attorney for legacy and long-term-care planning.
Any fees are discussed with you upfront by the
professional our team points you to.
Takes 2 minutes
No pressure
No obligation
Takes 2 minutes
No pressure
No obligation
Plain-English education on Medicare, retirement and taxes, and legacy planning — and a team you can talk to. We do this every day.
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We do not offer every plan available in your area. Currently, we represent 10 organizations offering numerous Medicare plan options across our service area. Availability varies by location. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Mission 65 is an education resource operated by Lifeway Financial Group, LLC, a licensed insurance agency, and is not connected with or endorsed by the United States government, the federal Medicare program, CMS, or HHS. This site is an advertisement and a solicitation for insurance. Content here is general education, not individualized advice. Plan availability, benefits and costs vary by county and change each year. 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, is available 24 hours a day, 7 days a week.
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